Keeping track of money - August 2016

So, following my lengthy explanation post of some of the workings of my budget spreadsheet, here's how the totals look for August.

Banking section (euro/% of salary/% of total income):

1. Rent 590 / 60% / 19%
2. Private pension/investments 50 / 5% / 2%
3. Various charities 65 / 7% / 2%
4. Transfer to Irish account 225 / 23% / 7%
5. Basic income supporter - nothing this month
6. Annual expenses (incl. holiday savings) 340 / 34% / 11%
7. Transport 39.40 / 4% / 1%
8. Other house related 0
9. Dental insurance 36.80 / 4% / 1%
10. Visa (my old Irish credit card) 0
11. Phone/internet 41.61 / 4% / 1%
12. Mastercard 227.36 / 23% / 7%
13. Misc. (food etc.) - cash 140 / 14% / 5%
14. Misc. (food etc.) - debit card 44.74 / 5% / 1%
15. Bills (not including phone) - 40.00 / 4% / 1%
16. Tax account 300 / 30% / 10%
17. Bank charges 0
18. One-off out 896.38 / 91% / 29%
19. One-off in 2,057.94

Lots of one-off stuff this month. Outgoings were for: BahnCard annual charge, choir subscription, payment for a networking event I attended in July, choir rehearsal weekend in October paid for, annual carsharing membership, work-related magazine subscription, repayment to social welfare due to earning too much in my last month of unemployment. The one-off incoming money included payments for several translation jobs that I did in June and July, the partial refund of the deposit from my old flat and reimbursement of expenses from work.

Cash section (euro / % of salary / % of total income) - this should equal the totals for mastercard, cash and debit card above. It never has yet.

1. Transport 69 / 7% / 2%
2. Food - necessities 37.31 / 4% / 1%
3. Food - luxuries 133.05 / 13% / 4% (I ate a ridiculous amount of crisps and chocolate this month but this does also include two takeaways (which provided me with food for four days))
4. Canteen food 17.10 / 2% / 1%
5. Toiletries 0
6. Gifts (incl. postage, card and wrapping) 31.88 / 3% / 1% (one wedding and two birthdays - the rest of the cost for these were on the mastercard after 10th of the month so don't show up until September)
7. Clothes 11.85 / 1% / 0% (y'see now I'm thinking I shouldn't have changed the percentages to rounded numbers)
8. House/garden 106.04 / 11% / 3%
9. Medical 0
10. Other (lotto, etc.) 107.23 / 11% / 4% (I really need to take lotto out of this description, since I almost never play anymore)

My unaccounted for difference between the banking and cash sections of the spreadsheet this month is 56.36, which is very high. I suspect I have an error in a formula but will wait until the end of September to see how a second month of tracking goes before trying to figure it out.

There you have it. I don't know if I'll post actual totals again but I don't mind doing it really. I know some people find it useful or interesting to see exactly what amounts we're talking about. If you have any questions or are curious about any of my spending or the figures given, leave a comment.